The new Medicare Trustees report is a mix of good and bad news.

The good news is the modest improvement in Medicare’s long-term financial outlook — with the hospital insurance trust fund now expected to run out of funds in 2026, rather than 2024, as predicted last year. The program has been operating in the red since 2008. The bad news is: The financial outlook is still bleak.
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Life insurance is for everyone, seniors included.

By James Parsley. There’s a lot of misconceptions floating around out there about life insurance, especially Senior Life Insurance. Far too often, people accept what they hear at face value.
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Here are the most common myths about senior life insurance, and what the reality is.
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​By James Parsley – There’s never a bad time to purchase life insurance. Seniors are likely contemplating buying some form of life insurance as part of handling the autumn of their lives.

But it can be hard to sort what’s a good idea and what may not be suited for you. Here are the basics, and the upsides and downsides, to both kinds of policies.
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Fastest Growing Medigap Plans Include Beneficiary Cost-Sharing


The House Ways and Means Committee is holding a hearing tomorrow on Medicare reform that will focus on proposals to modify beneficiary cost-sharing, including potential changes to Medigap coverage. A new report released today by America’s Health Insurance Plans (AHIP) shows that Medigap coverage is a vital lifeline to more than 10 million Medicare beneficiaries.  The study is an update to prior research showing trends in Medigap enrollment and coverage.
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An overwhelming majority (90%) of our nation’s middle-income Americans say they are not financially prepared for a critical illness diagnosis, according to a new study released by Washington National Institute for Wellness Solutions (IWS).
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Combining Medicare coverage with commonly purchased private supplemental coverage into one health plan could save $180 billion over a decade, according to new research.


Researchers at The Johns Hopkins Bloomberg School of Public Health and The Commonwealth Fund  proposed a new benefits options called “Medicare Essential,” which would bundle hospital, physician, prescription drug and supplemental health coverage into one, all-encompassing health plan.
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Cost of Care Overview

Research shows that at least 70 percent of people over 65 will need long term care services at some point in their lifetime.1 And while most people think of long term care as impacting only those in senior years, 40 percent of people currently receiving long term care services are ages 18 to 64.2
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​An appeal is the action you can take if you disagree with a coverage or payment decision by Medicare or your Medicare plan. That decision can be made by Medicare or by the private Medicare-approved health plan that administers your Medicare Advantage (MA/MAPD) plan, prescription drug plan (PDP) or special needs plan (SNP).
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