The Affordable Care Act (ACA), otherwise known as Obamacare, is essentially a framework of federal rules that is the Federal Heath Insurance Marketplace. Health insurance companies are now required to pay for a certain minimum amount of health care and services, and to remove caps (the maximum amount they'll cover) on certain care. The law sets up a system for guaranteed coverage and a "Patient's Bill of Rights," which establishes certain protections for consumers. And most U.S. citizens and permanent residents are now required to buy health care coverage; if you go without it for two consecutive months or longer, you might pay a penalty with your federal taxes.
We are certified agents with the Federal Marketplace exchange and can provide assistance and help with your insurance needs on that exchange.
Keep in mind that you won't pay more for your coverage if you use NorthWest Benefits Solutions agents or enroll without any assistance of an agent. We can help you understand the plans on the exchange for pricing, coverage quality and other important features of each plan, especially doctors and provider networks.
Our online enrollment portal allows you to actually register with the Federal Marketplace exchange and to receive your premium tax credit if you qualify.
If you don't qualify for any premium tax credit, we recommend that you apply on a direct basis to the insurance companies. Just visit our private individual health insurance link exchange.
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