What is Short Term Health Insurance?
A temporary health insurance plan for those in-between times Short-term health insurance (STM), also referred to as temporary health insurance, is a type of medical coverage that is available for shorter duration of time, such as up to three months. Temporary insurance plans have more restricted coverage than major medical but also can have a lower premium.e than major medical but also can have a lower premium
What Does Short-Term Health Insurance Cover? Covered expenses for temporary health insurance plans generally include the high-dollar, unexpected care and treatment you may require as a result of an illness or injury – from a serious medical event like a heart attack or stroke to a broken leg or doctor’s office visit due to illness.
Remember, these plans can be customized. Read below what briefly describes the benefits that show what is and what isn't covered with short-term medical policies.
Individual insurance plans vary, so you’ll want to read the plan details closely to validate the coverage and benefits you’ve selected and what exclusions apply.
What STM May Cover
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